Ellen Wood is the co-founder and CEO of Austin based vcfo, inc. The firm specializes in operational finance and accounting, HR Solutions and recruiting services for companies of all sizes. She can be reached at 512-345-9441. www.vcfo.com. The ongoing credit crisis is the major topic from Wall Street to Main Street in recent weeks. From business owners to employees, everyone is concerned about the long term effects of the current financial situations on their industry. [...]